Diabetes Nyc
Can I Get Life Insurance For My Dad?
My father is 62 years, recently retired and lives in New York. "I would like to get life insurance for him, that my mom will be supported when he dies. The problem is that my father has diabetes, blood pressure, are obese, does not and drank alcohol a few times a month. My boyfriend says he is not an insurance company out there that would touch. I do not know the first thing about life insurance, but I am sure my mom will be OK because my father has no interest in take care of his health. If he were to die right now, my mother did nothing. So I feel like I needed to do something soon as possible. Can I get life insurance for my father, even his health for the poor? And if so, will it be expensive? How do I know which companies are good? Tips or advice would be greatly appreciated.
contrary to all the questions above, yes you can and may be able to obtain a policy of standard emission. It depends on the severity of blood pressure and diabetes and type (type 1 or 2? Insulin-dependent or regime food controlled?). You are your best bet is to contact a broker insruance LICENSE in your area and consult them. They have access to multiple companies can find one who has the best chance of approval. My mother has type 2 diabetes, hypertension and family history of cancer, heart disease and stroke, is overweight and does not Excersize and has been approved standard question from 2 different companies for $ 50,000 each (and that's all she asked for …. probably would have won more) If this does not work, you should watch a political issue warranty. These policies have no medical exams or questions. You only pay the premium and you're covered more or less. Also contrary to previous positions, policies GI can be issued for amounts over $ 10,000. A simple search on Google returned more results New York … all of which offered more than $ 10,000 … longer available to $ 25K or $ 50K (tpyically they range from $ 2,000 to $ 50,000). Such are the benefits of dealing with broker rather than an agent in captivity. Captive agents know that their products and answer questions that they can offer, not the best of which is available on the market. One more thing, you can take insurance on your father and you can even pay the premiums on it (you have interest insuranble him), but it should be agreed at least to him, and answer questions and sing the request.
